Remortgaging is where the owner of a property changes from one lender to another. There could be many reason for this however, usually to get a better rate mortgage after a current fixed period is expiring.

Remortgaging can also assist with releasing equity from your property to carryout works or to put money into a new house purchase. Sometimes you might require help from remortgage solicitors in this case.

We offer a fixed fee service for all remortgages. You will be provided with regular updates by our remortgage solicitors through phone and/or in writing as your case progresses and any question you may have can will be dealt with by a dedicated point of contact who will also assist you throughout the process.

Remortgaging can be a little confusing. But with over 10 years experience the remortgage conveyancing solicitors at Pindoria Solicitors can help ensure your remortgage run smoothly and efficiently. So whether you’re looking to benefit from a new rate or want to release some of the equity in your property, our expert remortgage solicitors can make it happen.

Get in touch with our remortgage conveyancing solicitors to better understand the details of a remortgage and the fixed fee quote we offer.


  1. What is remortgaging?

    Remortgaging is moving the mortgage on your current property from one lender to another. To completely answer your question, ‘what does mortgage mean’, it does not mean borrowing additional funds from your current lender.

    You would require a remortgage solicitor to replace your current lender with a new one to handle all the legal issues.

    Finally, here is what happens when you remortgage your house,

    1. You could be eligible for a better and wide range of deals since your loan-to-value percentage has changed since you bought the house.
    2. You can raise more money for new purchases or home improvements.
    3. You can benefit from lower introductory interest rates when you take out a new mortgage.
    4. You can consolidate debts.

  2. Do you need a solicitor to remortgage?

    If you borrow extra money on your current mortgage with your existing lender or move to a more valuable deal with your current lender, you wouldn’t require a remortgage solicitor.

    If you move your mortgage from your current lender to a new lender, a remortgage solicitor will help you with the remortgage conveyancing process.

    It is essential to have a solicitor for remortgage conveyancing since it involves checking the title deed of the property and the registration documents.

  3. Do I need a solicitor to remortgage with the same lender?


    You would not need a solicitor when remortgaging with the same lender. However, if you are removing or adding someone from the existing mortgage plan, you need a solicitor to help you with the legal aspects of the deal.

    There is no additional cost of remortgaging with the same lender as there is no need to pay for property valuation, no legal fees to pay and no new conveyancing process to handle. The product transfer is not considered a new lending or a new property.

  4. How long do solicitors take to remortgage?

    There is no direct answer to the question, ‘How long does remortgage conveyancing take?’
    Once you have applied, typical remortgage conveyancing takes anywhere between 4 to 8 weeks.

    The exact time, of course, depends on several factors, such as your remortgaging needs and individual requirements. You can make the entire process so much faster by providing all the documents on time to the remortgage solicitor.

    The remortgage conveyancing process has several steps, so it is advisable to begin the application process at least two months before your mortgage deal expires. It will give you enough time to avoid delays or the deal’s expiry.

  5. How much do solicitors charge for Remortgaging?

    Solicitors remortgage cost includes legal search and documents fees and their service fees. There is no direct answer to your question, ‘how much does a remortgage cost?’ since solicitors might charge you hourly or fixed rates.

    If you are adding or removing anyone from the mortgage plan, it might require additional legal work from your solicitor’s end, increasing the legal fees for remortgage a bit more.

    If you are remortgaging with the same lender for a better deal, you can do away with solicitor remortgage cost as product transfer doesn’t attract extra legal fees.

    These are some of the costs you might incur when remortgaging,

    1. Deed release fees
    2. Early repayment fees
    3. Valuation fees
    4. Broker fees
    5. Arrangement fees

    It should answer your question, ‘what does it cost to remortgage?’

  6. Can I remortgage my house to buy another

    Most homeowners ask us, ‘Can I remortgage my house to buy another?’

    Our answer is YES.

    You can use the equity you have built in your first home to finance the next.

    Another question that we are usually asked is, ‘When can I remortgage my house?’

    You many consider remortgaging your old plan with a new one, when

    Your old mortgage plan is coming to an end at the current rate

    You are planning to borrow extra money against the property

    You want a better deal than the one offered by your existing lender.

    If someone comes to us with a ‘help me remortgage my house’ request, we start by explaining to them in detail the entire remortgaging process and provide them with a complete range of benefits of remortgaging.

Book Your Consultation with Remortgage Expert Now.