Ten Reasons To Make a Legal Will:

1. Making a Will is the only way to ensure your property and possessions will go where you want after your death. The only way to ensure that your dependants are provided for in the event of your death is to write a legally enforceable Will. It is essential if you wish avoid any argument, expense or delay.

2. If you die without making a Will, your belongings will not necessarily go to your wife or husband. The intestacy laws will decide how your property should be distributed to each of your relatives. A surviving spouse is only entitled to take the first £250,000 of assets plus the chattels (contents) in your home.

3. If you die without making a Will and have no family, everything goes to the Government.

4. A Will is essential to provide properly for young children in the event of both parents dying.

5. You and your partner should each have your own separate Will.

6. If you have married, separated, divorced or remarried since you made your Will, it is essential to make a new Will.

7. When you marry, any Will you may have already made is normally null and void.

8. Once you have made your Will, you should look at it every year to make sure it still fits your wishes and circumstances.

9. You should seek professional advice when you make or change your Will. Home made Wills may be incorrectly drawn up and executed and so may not stand up in Law.

10. You can reduce Inheritance tax on your Estate will suffer by careful drafting of the terms of the Will.